Categories for Business Insurance

osha violations to avoid in 2023

Top 5 OSHA Violations to Avoid in 2023

As we start a new year, we thought it would be appropriate to look back at the top five most common Occupational Safety & Health Administration (OSHA) Violations. Fall Protection Fall Protection has reached its 11th year ranking at the top of OSHA’s common violations list. This year, there were 5,260 violations. Appropriate and effective…
Do you need a business insurance broker?

Do I Need A Business Insurance Broker?

Due to various factors, insurance premiums are expected to increase in 2023. Our team wants to ensure that you are informed and prepared to address these changes while ensuring your business is protected. Keep reading to learn why you need a qualified business insurance broker on your team to navigate your coverage options. Why are…
create an end of year checklist to close out the year strong!

End-Of-Year Checklist

Where has 2022 gone? If you are a business owner, this time of year can be doubly stressful between balancing holiday plans and end-of-year operations. That’s why we want to take a moment to focus on creating an end-of-year checklist—so you can focus on the important things! Do I Need an End-Of-Year Checklist? Yes, creating…
good records

Keeping Good Records is Good Business 

Maintaining good records is important to help meet your tax and legal obligations. The right record keeping system not only helps satisfy these obligations, but it may save you money and time. Here’s what to consider for your record-keeping system.  What Records Do You Need to Keep?  The first step is identifying the records you…
Most Common Business Insurance Claims

Most Common Business Insurance Claims 

Pop Quiz! What are the most common business insurance claims? Is your business prepared to address these claims when they occur?  If you are unsure of these answers—or want a refresher—we hope this article can help! Whether you run a fast-growing business or are just starting, these business insurance claims could appear on your doorstep,…

The Ultimate End of Year Checklist for Small Business Owners

We can all agree that keeping a business afloat in a competitive market is quite tricky. It’s even sad that more than 20 percent of new businesses don’t get to celebrate their first anniversary. You have to reevaluate your business goals every year for continued success. Make an end-of-year checklist that you can use to measure and…

Selective Insurance Announces COVID-19-Related Premium Credit For Personal And Business Auto Policies

In a press release on Monday, Selective Insurance announced premium credit for personal and business auto policies. See their press release below: BRANCHVILLE, N.J., April 13, 2020 /PRNewswire/ — Selective Insurance Company of America, the lead insurance company of Selective Insurance Group, Inc. (NASDAQ: SIGI), today announced that customers with personal and business auto insurance…
Cannabis Insurance

It’s legal. What coverages does the Cannabis industry need?

As of November 6, 2018, a midterm ballot proposal to make recreational marijuana legal in the state of Michigan passed. The Cannabis industry will be fueled for growth. According to Ballotpedia and Michigan State Law, ballot initiatives without specific start dates go into effect 10 days after the results are certified and that results are…

Product Recalls: What Businesses Need to Know

Does your business offer products to consumers? If so, do you currently have a recall management strategy in place in the event of a recall? According to Statista, the Consumer Product Safety Commission fined at least 130 companies between 2006 and 2017 with civil penalties for product issues. To help your business avoid liability claims,…